Michelle M. Cruz

Audit Partner and CFO

Michelle has extensive years of experience in providing audit services to multinational and local clients in various industries such as healthcare, real estate, call centers, manufacturing, retail and services. She has handled financial audits in accordance with Philippine and United States Generally Accepted Auditing Standards, SOX 404 engagements, due diligence reviews, and various agreed upon procedures engagements. She also worked with an auditing firm in New York for three years.

Michelle placed fifth in the October 1998 Philippine Certified Public Accountant Licensure Examination, and graduated cum laude from the University of Santo Tomas with a bachelor’s degree in accountancy. She also attended the Executive MBA Program of the Asian Institute of Management.


Bachelor of Science in Accountancy
University of Santo Tomas

Master’s Degree in Business Administration
Asian Institute of Management

Submit RFP

Send your request for a proposal of services here.


Get to know the RT&Co leaders, the driving force of our firm.

Careers @ RTCo

Discover why RT&Co attracts the best people in the country.